export default {
  'center.welcome': 'Welcome back',
  'center.news': 'The latest fund news',
  'center.price': 'Quick comparison finds your ideal loan in 2 mins!',
  'center.way': 'Loan plan recommendation',
  'center.data': 'Personal information',
  'center.apply': 'My loan applications',
  'center.msg': 'Messages',
  'center.max': 'Your max amount',
  'center.low': 'Annual loan interest rate as low as {num}%',
  'center.rise': 'Complete your information to rise',
  'center.no_score': 'Not scored yet',
  'center.score': 'XSCORE credit score',
  'center.get': 'Matching',
  'center.request': 'XLend has received your request',
  'center.wait': 'We are accelerating the loan matching process for you, please be patient...',
  'center.loan_way': 'Loan methods',
  'center.work_status': 'Work status',
  'center.loan_time': 'Loan duration',
  'center.want_loan': 'I want to borrow',
  'center.loan_select': 'Loan filter',
  'center.loan_title':
    'Based on your credit qualifications, XLEND has matched {num} loan products for you',
  'center.money': 'By amount',
  'center.rate': 'By interest rate',
  'center.rates': 'APR',
  'center.info': '{apply_num} Applied, {pass_num} Approved,{pass_rate} Approval Rate',
  'center.max_amount': 'Max Amount',
  'center.month': 'The longest repayment period (months)',
  'centyear_er.low_rate': 'The lowest monthly interest rate',
  'center.back': 'Platform cashback',
  'center.max_money':
    'Receive cashback up to ${num} after successful loan approval and on-time repayments for 3 months.[Learn more+]',
  'center.month_pay': 'Monthly repayment amount',
  'center.charge': 'Service fee',
  'center.product_nice': 'Product features',
  'center.apply_data': 'Application information',
  'center.apply_now': 'Apply now',
  'center.platform': 'Platform cashback',
  'center.activity': 'Institution activities',
  'center.applying': 'You are applying for',
  'center.tips':
    'The fixed-amount {type} product requires you to complete the following information according to the product requirements.',
  'center.max_loan':
    'We estimate that the maximum amount you can borrow from this product is {num}. Please complete your loan application information',
  'center.min_rate': 'The minimum annual loan interest rate is {num}%',
  'center.data_num': 'You need to provide {num} pieces of informations.',
  'center.submit': 'Submit application',
  'center.get_money': 'Amount',
  'center.time': 'Installments',
  'center.time_val': 'months',
  'center.apply_wait':
    '{title} has successfully received your loan application, please be patient.',
  'center.result': 'You can check the result of your loan application in the personal center.',
  'center.other': '{num} other institutions are offering loan plans for you',
  'center.check': 'Check now',
  'center.suc_get': 'If the loan is successfully approved, you will get',
  'center.view': 'You are reserving',
  'center.face_time': 'An face to face appointment for fixed amount of {type} with {name}',
  'center.concat': 'Contact',
  'center.choose_time':
    'Please visit the address below for an in-person meeting by {time}, and please arrive on time.',
  'center.choose_face_date': 'Choose appointment date',
  'center.choose_face_time': 'Choose appointment time',
  'center.no_view': 'Reserve later',
  'center.change': 'Change',
  'center.none': 'None',
  'center.submit_view': 'Submit reservation',
  'center.suc_view': 'You have successfully reserved the appointment time',
  'center.suc_info': 'Your information has been successfully updated',
  'center.no_more': 'Mo more data...',
  'center.no_data': `You don't have a loan application`,
  'center.no_msg': 'No messages',
  'center.apply_id': 'ID',
  'center.apply_time': 'App date',
  'center.apply_money': 'Loan amount',
  'center.approved_money': 'Approved amount',
  'center.apply_amount': 'Loan amount',
  'center.apply_date': 'Term',
  'center.apply_info': 'Details of Loan Application',
  'center.apply_pay': 'Repayment period',
  'center.apply_year_rate': 'Annual interest rate',
  'center.apply_get_info': 'Details of Approved Loans',
  'center.apply_loan_amount': 'Loan amount（HK$）',
  'center.safe_phone': 'Mobile No.',
  'center.safe_email': 'Email',
  'center.setting': 'Personal settings',
  'center.safe_password': 'Password',
  'center.safe_password_tips': 'Protect your account',
  'center.how_month': '{num} months',
  'center.five': '5 points',
  'center.living': 'Residential status',
  'center.rentTime': 'Tenancy period',
  'center.has_loan': 'Do you have a mortgage?',
  'center.loan_amout': 'Property ownership share',
  'center.rest_pay_loan': 'Remaining mortgage loan balance',
  'center.month_pay_loan': 'Monthly mortgage repayment',
  'center.ins_name': 'Name of financial institution',
  'center.choose_work': 'Choose employment status',
  'center.pre': 'Previous',
  'center.next': 'Next',
  'center.back_list': 'Back to list',
  'center.target': 'Personalized loan options',
  'center.qucik': 'Compare price, match your loan plan in 2 minutes',
  'center.get_way': 'Check plan',
  'center.good': 'Compare prices',
  'center.lend': 'Suitable lend for you',
  'center.from_money':
    'How much can you borrow from money lender across Hong Kong? Get an estimate in 30 seconds!',
  'center.loan_back': 'Cash rewards',
  'center.back_money':
    'Get cashback and gifts upon successful loan approval (every loan gets money back)',
  'center.back_mode': 'Cashback mode',
  'center.back_mode_word': 'Cash rewards, making your cash flow more valuable',
  'center.rewards': 'Credit-based rewards',
  'center.rewards_word':
    "The rebate model offers different levels of rewards based on the borrower's credit score. Borrowers with higher credit scores may receive more rebate points or cash rewards.",
  'center.loan_amount': 'Loan amount and term',
  'center.loan_amount_word':
    'The loan amount and term will also affect the size of the rebate. With a larger loan amount and a longer term, the cash reward could be greater.',
  'center.on_time': 'Incentives for timely repayment',
  'center.on_time_word':
    'The rebate model encourages borrowers to make timely repayments. Timely repayment not only helps maintain a good credit record but also increases additional rebate or cash rewards.',
  'center.planning': 'Personalized financial planning',
  'center.planning_word':
    "Cooperating banks and money lenders can provide personalized financial planning advice based on the borrower's individual circumstances, helping them better manage their debt and achieve their financial goals.",
  'center.how_get': 'How to get cashback',
  'center.apply_loan': 'Loan application',
  'center.pass': 'Loan approved',
  'center.three_month': 'Repay for three months',
  'center.apply_back': 'Apply for cashback',
  'center.platform_audit': 'Review',
  'center.back_suc': 'Cashback succeed',
  'center.know': 'More Details',
  'center.on_time_back':
    'Platform Cashback: Receive up to S{num} cashback after loan approval and on-time repayment for 3 months',
  'center.activity_word': 'Exclusive institution offers',
  'center.credit': 'Credit evaluation',
  'center.credit_word':
    'Test your Xscore credit rating, check your loan limit, and assess risks to develop a more reasonable credit plan.',
  'center.what': 'What is Xscore credit rating?',
  'center.x_instrction': 'Xscore introduction',
  'center.x_instrction_word':
    'Xscore is an AI-powered credit scoring system exclusively developed by XLend. After customers authorize and upload the necessary documents, XLend generates a unique score for them. Our proprietary AI system uses deep learning and real-time updates, ensuring Xscore keeps pace with market dynamics and accurately reflects the evaluation criteria of financial institutions in the market.',
  'center.x_model': 'Xscore model',
  'center.x_model_word':
    'Xscore is an AI-powered credit scoring system exclusively developed by XLend. After customers authorize and upload the necessary documents, XLend generates a unique score for them. Our proprietary AI system uses deep learning and real-time updates, ensuring Xscore keeps pace with market dynamics and accurately reflects the evaluation criteria of financial institutions in the market.',
  'center.why': 'Why do you need Xscore?',
  'center.credit_easy': 'Simple operation and save your time.',
  'center.credit_easy_word': 'Xscore generation is quick and simple, taking only a few minutes.',
  'center.credit_useful': 'Reliable model with precise analysis',
  'center.credit_useful_word':
    'Xscore can accurately analyze your financial situation and predict your credit limit.',
  'center.credit_influence': 'It will not affect your credit report.',
  'center.credit_influence_word':
    'Multiple inquiries in the MCRA system can affect your credit score (such as TU score). However, Xscore will not impact your credit score, eliminating any hindrance to your loan application.',
  'center.credit_check': 'Lenders evaluate borrowers from several dimensions',
  'center.credit_report': 'Credit report',
  'center.credit_report_word':
    "A credit record is a crucial factor in assessing whether the borrower has the ability and willingness to repay debts on time. Lenders check the borrower's credit report to understand their past credit activities and repayment history.",
  'center.credit_income': 'Income and employment status',
  'center.credit_income_word':
    "The borrower's income level and job stability are often key factors considered by lenders. Stable income and long-term employment history are typically seen as good signs of timely loan repayment.",
  'center.credit_debt': 'Debt',
  'center.credit_debt_word':
    "Lenders will review the debt situation of loan applicants to determine their repayment ability. The debt-to-income ratio shows what percentage of the borrower's income is used to repay existing debt. A lower debt-to-income ratio generally means that the borrower has a higher repayment ability.",
  'center.credit_assest': 'Asset and financial status',
  'center.credit_assest_word':
    "Lenders may consider the borrower's assets, such as property, vehicles, or other investments, as well as their overall financial status.",
  'center.credit_amount': 'Purpose and loan amount',
  'center.credit_amount_word':
    'The purpose and amount of the loan are also important considerations. For example, business loans may require detailed business plans and revenue forecasts.',
  'center.credit_report_tilte': 'Credit report used by mainstream lenders',
  'center.credit_way':
    "Hong Kong lenders mainly check borrowers' credit records through the MCRA and TE systems.",
  'center.credit_mc': 'MCRA system',
  'center.credit_mc_word':
    "The Hong Kong MCRA system refers to the Multi-Credit Reference Agency (MCRA) model, a new operational model designed to provide credit providers with options for personal credit data services. Under this model, all credit providers are required to connect to the 'Credit Data Platform.' The platform uses the latest technology, including Distributed Ledger Technology (DLT), Big Data architecture, and Application Programming Interfaces, allowing participating credit providers (such as banks and lenders) and personal credit data service agencies to transmit personal credit data in encrypted form on a unified and reliable platform, enhancing data protection. The platform is jointly owned by the Hong Kong Association of Banks, the Hong Kong Licensed Money Lenders Association, and the Hong Kong Deposit-taking Companies Association.",
  'center.credit_te': 'TE system',
  'center.credit_te_word':
    "The TE credit database developed by Softmedia currently covers around 500 financial institutions operating in Hong Kong, with about 80% being small and medium-sized finance companies. This database is not available to borrowers or the public and is only accessible to members for reviewing borrowers' credit histories. Traditional banks and some large finance companies typically use the TransUnion (TU) credit report system, which allows borrowers and members to access relevant data. Meanwhile, many second-tier finance companies that are not TransUnion members rely on the TE credit database as an important reference for loan approval. The MCRA system completed system testing and officially started operations on November 28, 2022. Under this model, the three officially selected credit data service providers are Novaserv Ltd., OneConnect Financial Technology Ltd., and TransUnion Credit Data Services Ltd.",
  'center.problem': 'FAQs',
  'center.problem_word': 'We have compiled a list of common questions.',
  'center.problem_word1':
    "If you still haven't found a satisfactory answer, please contact us and we will provide further assistance via email or phone.",
  'center.problem_gift': 'Exclusive cash rewards',
  'center.problem_finace': 'Optimize Financial Situation',
  'center.now': 'Compare',
  'center.about_title': 'XLEND',
  'center.about_quick': 'One-on-one support to quickly help you find money!',
  'center.about_xlend':
    'XLEND is a leading loan comparison and matching platform in the Asia-Pacific region. We are dedicated to providing accurate, fast, and free loan product selection services for individuals seeking loans, through AI and cloud computing technology. We help customers find the loan products with the lowest cost and highest amount to meet their funding needs and improve their financial situation.',
  'center.about_easy': 'XLEND, for easier loans and a fairer financial system!',
  'center.about_explore': 'Explore the values that drive us forward',
  'center.about_explore1':
    'Relentlessly pursuing excellence, with innovation and responsibility aligned.',
  'center.about_explore_word':
    'Professional, reliable, and efficient, dedicated to providing customers with comprehensive financial services.',
  'center.about_service': 'Professional services',
  'center.about_service_word':
    'Our team provide customers with expert credit services to meet their various needs.',
  'center.about_risk': 'Risk management',
  'center.about_risk_word':
    'We ensure the protection of lender and customer rights through professional risk assessment and management techniques.',
  'center.about_customer': 'Customer first',
  'center.about_customer_word':
    'We always put the needs and interests of customers first, providing high-quality services and products to earn their trust.',
  'center.about_new': 'Innovative development',
  'center.about_new_word':
    'We continuously explore new business models to adapt to market changes and customer needs.',
  'center.about_area': 'Service areas',
  'center.about_area_word':
    'XLEND focuses on operating in the HK, TW, SGP, and APAC markets. We are well aware of the market characteristics and customer needs and we concentrate resources to provide more precise and efficient services. We look forward to working with you to create a bright future together.',
  'center.about_company': 'Loan Provider',
  'center.about_order': 'Loan application',
  'center.about_amount': 'Loan amount',
  'center.about_back': 'Cash rewards',
  'center.about_team': 'Our team',
  'center.about_team_word':
    'Our employees possess rich loan industry experience and profound professional knowledge, enabling us to respond quickly to various credit needs and provide personalized services to our customers. We specialize in credit operations, understand market dynamics, and are committed to offering comprehensive credit solutions.',
  'center.about_team_word1':
    'We emphasize teamwork and believe that through collaborative efforts, we can create greater value for our customers. By choosing Xlend, you will enrich your loan industry experience, helping you achieve your wealth enhancement goals.',
  'center.about_join': 'Join us',
  'center.about_see': 'You might have seen us',
  'center.about_see_word':
    'XLEND is a well-known loan comparison and matching platform in the APAC.',
  'center.money_e': ' M',
  'center.money_e1': ' M',
  'center.work_title': 'Join us and start new chapters',
  'center.work_word':
    'We are a team full of ideals and passion, possessing an international perspective, professional skills, and an innovative spirit. We value humane management and pay attention to the career development of each employee, providing opportunities for progress and growth. We look forward to you joining the Xlend family, where you can showcase your talents and grow together with us!',
  'center.work_join': 'We are hiring!',
  'center.backhome': 'Homepage',
  'center.contact_way': 'Contact information',
  'center.contact_mark': 'Market cooperation',
  'center.contact_medium': 'Media interviews',
  'center.contact_advice': 'Complaints and suggestions',
  'center.contact_msg': 'Leave messages',
  'center.contact_hk': 'Hong Kong office',
  'center.contact_phone': 'Mobile No.',
  'center.contact_email': 'Email',
  'center.contact_address': 'Address',
  'center.contact_sz': 'Shenzhen office',
  'center.contact_xjp': 'Singapore office',
  'center.contact_advertisement': 'Advertising cooperation',
  'center.contact_bus': 'Business Cooperation',
  'center.contact_finace': 'Cooperation with financial institutions',
  'center.contact_bank': 'Cooperation with banks',
  'center.contact_media_interview': 'Business cooperation',
  'center.contact_media_interview_word':
    'For media interviews with our company, please contact us through the information below. We look forward to working with media friends to share our business development and achievements in the Hong Kong and Singapore markets.',
  'center.contact_green': 'Channel for complaints and suggestions',
  'center.contact_green_word':
    'Through the channel for complaints, you can easily raise any questions, dissatisfaction, or suggestions with us. We promise that your complaints will receive our full attention, we will listen carefully, respond quickly, and do our best to resolve your issues.',
  'center.contact_me': 'Leave messages for us',
  'center.contact_me_word':
    'If you have any product requirements or suggestions, please contact us.',
  'center.contact_send': 'Send',
  'center.contact_send_suc': 'Sent successfully',
  'center.contact_name': 'Name',
  'center.contact_content': 'Cooperation content',
  'center.join_title': 'Partner evaluation',
  'center.join_title_word': 'Learn how our partners evaluate their experience working with us!',
  'center.join_bank': 'Standard Chartered',
  'center.join_bank_position': 'Vice general manager',
  'center.join_bank_word':
    'XLend is a very professional and reliable platform that has built a bridge between us and our customers, bringing us over 230+ clients and a loan amount of HKD 3 billion through the platform. Our bank will continue to maintain a close cooperative relationship with the platform to jointly promote the healthy development of the financial market.',
  'center.join_bank1': 'HSBC',
  'center.join_apply': 'Cooperate with us',
  'center.join_name': 'Company name',
  'center.join_type': 'Type',
  'center.join_contact': 'Contact person',
  'center.join_send': 'Submit',
  'center.join_company': 'Cooperative institutions',
  'center.join_xlend': 'Services provided by XLend',
  'center.join_user': 'Customer Screening and Matching',
  'center.join_risk': 'Risk Assessment and Control',
  'center.join_amount': 'Collect materials and efficient handover',
  'center.join_manage': 'FinTech Services',
  'center.join_user_word':
    'We use big data and AI analysis to quickly match borrowers with lenders, helping lenders find ideal customers with good credit records and stable repayment capabilities.',
  'center.join_risk_word':
    "We have developed a professional risk assessment model based on borrowers' credit history, income stability, occupational background, and other factors, providing banks and lenders with the most accurate risk management solutions.",
  'center.join_amount_word':
    'We offer one-on-one personalized consulting services, with an experienced team assisting borrowers in perfecting their application materials. From material preparation to process management, we simplify the complex procedures and establish stronger collaborative relationships.',
  'center.join_manage_word':
    'We rely on fintech to provide integrated lending solutions. Based on big data analysis and intelligent risk management systems, we gain deep insights into market trends and customer needs, covering the entire lending process from customer acquisition to risk monitoring, achieving comprehensive digitalization.',
  'center.join_submit': 'Submit information',
  'center.join_submit_word': 'Submit your relevant information according to the prompts.',
  'center.join_get_contact': 'Stay connected',
  'center.join_get_contact_word': 'Contact offline to discuss cooperation matters',
  'center.join_ok': 'Establish cooperation',
  'center.join_step': 'Cooperation process',
  'center.join_ok_word': 'Sign contract, establish cooperation and launch products',
  'center.step': 'Step',
  'center.financial_status': 'Financial status',
  'center.choose_live': 'Please choose  your residential information',
  'center.choose_work_type': 'Please choose your job type',
  'center.write': 'Please fill in your {label}',
  'center.hope': 'What is the {amount} you are hoping for?',
  'center.hope_amount': 'Loan amount',
  'center.hope_tips':
    'Please describe your real funding needs so that we can better match you with a loan product up to HK$',
  'center.hope_tips_word': '10 million.',
  'center.hope_start': 'Apply',
  'center.rent': 'rental situation',
  'center.tenement': 'Property status',
  'center.live': 'address',
  'center.loan': 'I want to borrow',
  'center.low_year_rate': 'The minimum annual interest rate is',
  'center.according': 'Based on your provided information, XLend estimates your max amount to be',
  'center.base': 'Basic information',
  'center.submit_supplement': 'Submit',
  'center.upload_data': 'Loan Document List',
  'center.choose_status': 'Please select application status',
  'center.search': 'Search',
  'center.reset': 'Reset',
  'center.center_word':
    'You have {apply} loan applications needs to be supplemented, and {cash} cash rewards awaiting collection.',
  'center.other_data': 'Update more info',
  'center.reward': 'Claim rewards',
  'center.preferential': 'Limit time offer - up to HK${num} cashback',
  'center.order_id': 'Loan application ID',
  'center.loan_money': 'Loan approval amount',
  'center.congratulate': 'Congratulations! You have earned an exclusive cash reward from XLend.',
  'center.collection': 'Please fill in your collection information',
  'center.collection_name': 'Payee name',
  'center.collection_bank': 'Please fill in your issuing bank of account',
  'center.collection_account': 'Please fill in your bank account number',
  'center.collection_agree':
    'I agree to the terms and conditions and privacy policy of MoneyHero and its affiliated companies.',
  'center.draw_down': 'Claim',
  'center.xlend': 'XLEND ',
};
